How It Works?
How do our payday loans work online?
- Step 1: Select the amount you want to borrow and complete our online application form.
- Step 2: Receive instant decision on your loan application from our lenders.
- Step 3: If approved, you can receive your money within 5 minutes via e-transfer.
- Step 4: Make monthly repayment on the agreed date.
How much can I borrow?
With GPL, you can borrow from $100 to $1,500 with our fast, high-acceptance payday loans in Canada. Generally, we offer short-term loans with shorter repayment times, from three months to twelve months. We always recommend our customers pay back their loans as soon as possible to save some dollars on interest rates. We never charge early repayment penalties or fees.
Am I eligible for a loan?
As long as you meet with eligibility criteria mentioned below, you can apply with us:
- Be over 18 years old.
- Have Canadian citizenship or permanent residence.
- Earn regular income from employment or benefits.
- A valid and active Canadian bank account with an e-transfer facility.
Some FAQ's
Do you offer guaranteed payday loans in Canada?
No – there's no such thing as guaranteed payday loans in Canada. You need to meet eligibility criteria and prove you can repay your loan. Instead of this, we offer high-approval payday loans that are closer to "guaranteed."
How long does it take to pay?
Once your loan is approved, you'll receive funds within 5 minutes* (subject to your bank clearance) via electronic fund transfer or Interac e-Transfer®.
Please check our FAQ page if you want something more answered.